Disclaimer & Legal Information

General

• Use of this website implies that you (the 'user') have read and accepted these terms of use. Please exit the website if you do not agree with these terms.
• This website is owned by I-CUBE

Disclaimers

• I-Cube makes every reasonable effort to ensure that all information on this website is accurate and timely, but it makes no representations or warranties whatsoever about such information or the website generally, except where expressly stated to the contrary.
• Neither I-Cube nor any of its service providers shall be liable for any direct, indirect, incidental or consequential losses (including loss of profit) or damages arising from the use of or reliance on this website, or due to any virus, corruption, interruption, fault or other technical problem.
• Nothing on this website constitutes an invitation, inducement or offer to engage in investment activity, or to subscribe for or purchase shares or other securities.
• This website is intended for general information purposes only. It is not intended to provide investment, financial, or other advice, nor to make any recommendations regarding the suitability of any I-Cube products for any particular user.
• Users should take appropriate professional advice prior to making any investment decision.

Communications

• UK Financial Services and Markets legislation (the 'legislation') places certain restrictions on webcasts and other live communications of company results, as well as on company communications generally. A user wishing to participate in a webcast or view other communications on this website accordingly acknowledges that:

• he/ she is a professional investor and/ or investment professional;
• nothing in the webcasts, the interviews or other materials on this site, whether in relation to om or its subsidiaries or any other company, should be regarded as being, or being accompanied by (i) a 'financial promotion' (as defined in the legislation); or (ii) an invitation or inducement to engage in 'investment activity' (as defined) or to deal in a 'controlled investment' (as defined'), or to engage in a 'controlled activity' or 'relevant investment activity' (as defined); or (iii) the provision of advice in relation to any such activities;

• Certain materials on this website (including webcasts and interviews) may contain certain forward-looking statements or forecasts with respect to the financial condition, results of operations and businesses of I-Cube and group subsidiaries. The user acknowledges that :

• these statements and forecasts involve risk and uncertainty because they relate to future events and circumstances; and
• many factors which could cause actual results or developments to differ materially from those expressed or implied by these statements and forecasts; and
• all such statements have been made with reference to forecast price changes, economic conditions and the current regulatory environment; and
• nothing in these materials should be construed as a profit forecast.

• The materials on this website (including webcasts and interviews) may refer to the prices at which certain investments have been bought or sold in the past, and the yield on such investments. Past performance cannot and may not be relied on by any user as a guide to future performance of those investments.

Jurisdiction

• This website is only designed for use in ZA, by SA residents, and I-Cube does not warrant the availability, suitability or legality of any information or products in relation to the residents of other jurisdictions.
• In particular, this website may not be used by persons resident in the United States, Canada, Japan, or any country in or from which use of this website is unlawful, and users are responsible for compliance with all laws applicable to them.
• The law of England will govern this website and the English courts will have exclusive jurisdiction over any matter relating to its use.

Copyright

• Copyright and other intellectual property rights exist in all the contents of this website.
• All these rights are owned by or licensed to I-Cube or the party credited as the owner or licensee.
• Unless expressly stated otherwise, no user may copy, print, modify, sell, transfer or otherwise assume that any licence or right has been granted to any contents, information or software on this website.
• Users may, however, download or print website contents owned by I-Cube only for their own personal non-commercial use, or for other legally permitted purposes.
• Other websites are prohibited from linking to or framing this website without I-Cube's prior written consent.

Privacy Policy

• We do

• Treat all personal information submitted via this website ('information') as confidential
• Treat your information in accordance with applicable law and best practice, for example by not keeping it longer than is necessary
• Only collect information such as your name, contact details, employer and place of residence, and only with your consent
• Use information only for the purpose of sending you press releases, answering queries or providing you with information you have requested
• Take appropriate technical and other security measures to safeguard your information
• Transfer information to other Old Mutual Group companies and contracted service providers, some of which are outside the European Economic Area
• Track the number of visitors to the site and their country of origin
• Occasionally record telephone calls for quality and training purposes

• We do not

• Sell or disclose information to third parties outside the Old Mutual Group, unless you have expressly consented to this or we become legally obliged to do so
• Automatically collect personal information or use 'cookies' or 'bugs'

• You are entitled to

• Browse this site without disclosing any personal information
• Instruct us to remove any of your information which we may have included on a mailing list for marketing purposes with your consent
• Request details of your information held by us and to demand its correction or deletion where appropriate

• We are entitled to

• Amend this policy from time to time by notice on this website
• Queries and comments in relation to our privacy policy or your personal information can be directed to us by: